{"id":18615,"date":"2026-07-17T16:30:53","date_gmt":"2026-07-17T20:30:53","guid":{"rendered":"https:\/\/peopaygo.com\/?p=18615"},"modified":"2026-07-17T16:31:14","modified_gmt":"2026-07-17T20:31:14","slug":"waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it","status":"publish","type":"post","link":"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/","title":{"rendered":"Renuncia a la subrogaci\u00f3n Workers Comp: qu\u00e9 es y cu\u00e1ndo la necesitas"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"18615\" class=\"elementor elementor-18615\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e920b79 e-flex e-con-boxed e-con e-parent\" data-id=\"e920b79\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e30f214 elementor-widget elementor-widget-text-editor\" data-id=\"e30f214\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>Una renuncia a la subrogaci\u00f3n en el seguro workers comp es una cl\u00e1usula adicional mediante la cual tu aseguradora de workers comp se compromete a no reclamar el reembolso a un tercero \u2014normalmente un cliente o un contratista general\u2014 tras haber abonado una indemnizaci\u00f3n por la lesi\u00f3n de tu empleado.<\/strong> Se requiere con mayor frecuencia en contratos de construcci\u00f3n y comerciales, y se agrega a su p\u00f3liza como un endoso, t\u00edpicamente con una prima adicional. Sin \u00e9l, su aseguradora podr\u00eda perseguir a un tercero para recuperar lo que pag\u00f3; con \u00e9l, esa parte est\u00e1 protegida.<\/p>\n\n<p>Esta gu\u00eda se centra espec\u00edficamente en la exenci\u00f3n en el contexto del workers comp: cu\u00e1ndo es necesaria, c\u00f3mo funciona y cu\u00e1nto cuesta. Para conocer el significado general del t\u00e9rmino, consulta nuestra gu\u00eda explicativa sobre <a href=\"https:\/\/peopaygo.com\/es\/2026\/01\/05\/what-does-waiver-of-subrogation-mean-complete-guide\/\">qu\u00e9 significa la renuncia a la subrogaci\u00f3n<\/a>.<\/p>\n\n<h2>C\u00f3mo funciona en Workers Comp<\/h2>\n\n<p>Cuando tu aseguradora workers comp abona una indemnizaci\u00f3n por un accidente laboral, normalmente tiene derecho a reclamar el reembolso de dichos gastos a cualquier tercero cuya negligencia haya contribuido a la lesi\u00f3n; a esto se le denomina \u00absubrogaci\u00f3n\u00bb. Una renuncia a la subrogaci\u00f3n supone la renuncia a ese derecho frente a una parte concreta nombrada en la cl\u00e1usula adicional (o cubierta por ella).<\/p>\n\n<p><strong>Ejemplo:<\/strong> Tu empleado sufre una lesi\u00f3n mientras trabaja en la obra de un contratista general. Su aseguradora workers comp se hace cargo de la indemnizaci\u00f3n. Normalmente, podr\u00eda investigar el caso e intentar reclamar a la empresa contratista principal si esta fuera responsable. Si su p\u00f3liza incluye una renuncia a la subrogaci\u00f3n en la que se nombra a dicha empresa contratista principal, su aseguradora se compromete desde el principio a no reclamarle nada, que es precisamente por lo que la empresa contratista principal le exigi\u00f3 la renuncia antes de permitirle acceder a la obra.<\/p>\n\n<p>Para ver en qu\u00e9 se diferencia esto de un certificado de seguro, consulte nuestra comparaci\u00f3n de <a href=\"https:\/\/peopaygo.com\/es\/2024\/07\/10\/unpacking-the-differences-certificate-of-insurance-coi-vs-waiver-of-subrogation-wos\/\">COI vs. renuncia a la subrogaci\u00f3n<\/a>.<\/p>\n\n<h2>Cuando Necesitas Uno<\/h2>\n\n<p>Por lo general, necesitar\u00e1s una renuncia a la subrogaci\u00f3n workers comp cuando un contrato as\u00ed lo exija. Esto suele ocurrir en los siguientes casos:<\/p>\n\n<ul>\n<li>Contratistas generales contratando subcontratistas<\/li>\n<li>Propietarios y administradores de propiedades comerciales<\/li>\n<li>Grandes clientes y proveedores con estrictos requisitos de seguro<\/li>\n<li>Contratos gubernamentales o institucionales<\/li>\n<\/ul>\n\n<p>Si un contrato requiere la exenci\u00f3n y no puedes proporcionarla, es posible que no puedas aceptar el trabajo, por lo que vale la pena confirmar el requisito con anticipaci\u00f3n. Nuestro resumen de <a href=\"https:\/\/peopaygo.com\/es\/2024\/07\/10\/understanding-waivers-of-subrogation-what-they-are-and-why-they-matter\/\">por qu\u00e9 importan las renuncias de subrogaci\u00f3n<\/a> cubre la justificaci\u00f3n m\u00e1s amplia.<\/p>\n\n<h2>Franquicias Globales vs. Franquicias Programadas<\/h2>\n\n<ul>\n<li><strong>Renuncia general<\/strong> \u2014 Se aplica autom\u00e1ticamente a cualquier parte contra la que tengas la obligaci\u00f3n contractual de renunciar. Conveniente si firmas muchos contratos, pero generalmente cuesta m\u00e1s.<\/li>\n<li><strong>Exenci\u00f3n programada<\/strong> \u2014 Nombra partes espec\u00edficas solamente. M\u00e1s limitado y a veces m\u00e1s barato si solo lo necesitas para uno o dos clientes.<\/li>\n<\/ul>\n\n<h2>Cu\u00e1nto cuesta?<\/h2>\n\n<p>La renuncia a la subrogaci\u00f3n workers comp suele a\u00f1adirse como cl\u00e1usula adicional a cambio de una prima adicional \u2014normalmente un peque\u00f1o porcentaje de la prima workers comp\u2014. El coste exacto depende de la aseguradora, del estado en el que te encuentres y de si la renuncia es general o espec\u00edfica. Dado que elimina la posibilidad de que la aseguradora recupere las p\u00e9rdidas, las aseguradoras lo tienen en cuenta a la hora de fijar el precio.<\/p>\n\n<p>Si quieres ver c\u00f3mo encajan entre s\u00ed tu cobertura workers comp, tus cl\u00e1usulas adicionales y tus certificados, esta herramienta b\u00e1sica puede servirte como punto de partida: <a href=\"https:\/\/peopaygo.com\/es\/get-rate-exchange-blogs\/u\/step-1\/\">https:\/\/peopaygo.com\/get-rate-exchange-blogs\/u\/step-1<\/a>.<\/p>\n\n<h2>C\u00f3mo a\u00f1adir una renuncia a la subrogaci\u00f3n a tu p\u00f3liza Workers Comp<\/h2>\n\n<ul>\n<li>Confirme que el contrato lo requiere y para qu\u00e9 cobertura<\/li>\n<li>Decide si necesitas una exenci\u00f3n global o programada<\/li>\n<li>P\u00f3ngase en contacto con su corredor o transportista para agregar el endoso<\/li>\n<li>Solicitar un certificado de seguro actualizado que haga referencia a la exenci\u00f3n.<\/li>\n<li>Env\u00eda el COI con la exenci\u00f3n indicada a la parte solicitante.<\/li>\n<\/ul>\n\n<h2>Preguntas Frecuentes<\/h2>\n\n<h3>\u00bfQu\u00e9 es una renuncia a la subrogaci\u00f3n en workers comp?<\/h3>\n<p>Una cl\u00e1usula adicional en la que tu aseguradora workers comp se compromete a no reclamar el reembolso a un tercero \u2014normalmente un cliente o un contratista general\u2014 tras haber abonado una indemnizaci\u00f3n relacionada con la lesi\u00f3n de uno de tus empleados.<\/p>\n\n<h3>\u00bfPor qu\u00e9 un contratista general necesitar\u00eda una renuncia a la subrogaci\u00f3n workers comp?<\/h3>\n<p>Para protegerse de ser perseguidos por su aseguradora si uno de sus empleados resulta herido en sus instalaciones. Es un requisito est\u00e1ndar antes de que los subcontratistas comiencen a trabajar.<\/p>\n\n<h3>\u00bfSupone un coste adicional la renuncia a la subrogaci\u00f3n workers comp?<\/h3>\n<p>Normalmente. Se a\u00f1ade como una cl\u00e1usula adicional a cambio de una prima adicional, que suele ser un peque\u00f1o porcentaje de la prima de workers comp, dependiendo de la aseguradora, del estado y de si se trata de una cobertura general o espec\u00edfica.<\/p>\n\n<h3>\u00bfCu\u00e1l es la diferencia entre una exenci\u00f3n general (blanket waiver) y una exenci\u00f3n programada (scheduled waiver)?<\/h3>\n<p>Una renuncia general se aplica autom\u00e1ticamente a cualquier persona contra quien se le exija contractualmente renunciar; una renuncia programada nombra solo a partes espec\u00edficas y puede ser m\u00e1s limitada y a veces m\u00e1s barata.<\/p>\n\n<h2>La conclusi\u00f3n<\/h2>\n\n<p>Una renuncia a la subrogaci\u00f3n workers comp supone que tu aseguradora renuncia al derecho a reclamar a un tercero el importe de una indemnizaci\u00f3n pagada; suele ser un requisito exigido por los contratistas generales y los clientes comerciales. Se a\u00f1ade como una cl\u00e1usula adicional, normalmente a cambio de una peque\u00f1a prima adicional, y puede ser general o espec\u00edfica. Confirma el requisito con antelaci\u00f3n, a\u00f1\u00e1dela a trav\u00e9s de tu corredor y aseg\u00farate de que tu certificado de seguro lo refleje.<\/p>\n\n<p>Si quieres ver c\u00f3mo la combinaci\u00f3n de workers comp con la gesti\u00f3n de n\u00f3minas y certificados a trav\u00e9s de un \u00fanico proveedor integrado simplifica los avales como este, esta herramienta b\u00e1sica puede servirte de referencia inicial: <a href=\"https:\/\/peopaygo.com\/es\/get-rate-exchange-blogs\/u\/step-1\/\">https:\/\/peopaygo.com\/get-rate-exchange-blogs\/u\/step-1<\/a>.<\/p>\n\n<p><strong>\u00bfUn contrato requiere una renuncia a la subrogaci\u00f3n?<\/strong> Confirme si necesita una manta o un endoso programado, agr\u00e9guelo a trav\u00e9s de su corredor y actualice su certificado de seguro.<\/p>\n\n<p><em>Este art\u00edculo es solo para fines informativos y no constituye asesoramiento legal o de seguros. Las reglas de renuncia a la subrogaci\u00f3n, los costos de endosos y los requisitos contractuales var\u00edan seg\u00fan el estado, el transportista y la p\u00f3liza, y cambian con frecuencia. Consulte a un corredor de seguros o abogado calificado para obtener orientaci\u00f3n espec\u00edfica para su negocio.<\/em><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>A waiver of subrogation in workers comp is an endorsement where your workers compensation insurer agrees not to seek reimbursement from a third party \u2014 usually a client or general contractor \u2014 after paying a claim on your employee&#8217;s injury. It&#8217;s most often required in construction and commercial contracts, and it&#8217;s added to your policy &hellip; <a href=\"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/\">Contin\u00faa en<\/a><\/p>","protected":false},"author":10,"featured_media":18610,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-18615","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO Pro 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"A waiver of subrogation in workers comp is an endorsement where your workers compensation insurer agrees not to seek reimbursement from a third party \u2014 usually a client or general contractor \u2014 after paying a claim on your employee\u2019s injury. It\u2019s most often required in construction and commercial contracts, and it\u2019s added to your policy\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"yiseth kamell\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO Pro (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"es_ES\" \/>\n\t\t<meta property=\"og:site_name\" content=\"PEOPayGo - Workers Comp and Payroll Services for High-Risk\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Waiver of Subrogation Workers Comp: What It Is and When You Need It\" \/>\n\t\t<meta property=\"og:description\" content=\"A waiver of subrogation in workers comp is an endorsement where your workers compensation insurer agrees not to seek reimbursement from a third party \u2014 usually a client or general contractor \u2014 after paying a claim on your employee\u2019s injury. It\u2019s most often required in construction and commercial contracts, and it\u2019s added to your policy\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2026-07-17T20:30:53+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-07-17T20:31:14+00:00\" \/>\n\t\t<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/peo.pay.go\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Waiver of Subrogation Workers Comp: What It Is and When You Need It\" \/>\n\t\t<meta name=\"twitter:description\" content=\"A waiver of subrogation in workers comp is an endorsement where your workers compensation insurer agrees not to seek reimbursement from a third party \u2014 usually a client or general contractor \u2014 after paying a claim on your employee\u2019s injury. It\u2019s most often required in construction and commercial contracts, and it\u2019s added to your policy\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/2026\\\/07\\\/17\\\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\\\/#blogposting\",\"name\":\"Waiver of Subrogation Workers Comp: What It Is and When You Need It\",\"headline\":\"Waiver of Subrogation Workers Comp: What It Is and When You Need It\",\"author\":{\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/author\\\/yiseth\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/#organization\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/peopaygo.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/waiver-of-subrogation-workers-comp.png\",\"width\":650,\"height\":450,\"caption\":\"Document titled 'Waiver of Subrogation \\u2014 Workers Compensation' on a desk, with a black pen and a yellow construction hard hat nearby.\"},\"datePublished\":\"2026-07-17T16:30:53-04:00\",\"dateModified\":\"2026-07-17T16:31:14-04:00\",\"inLanguage\":\"es-ES\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/2026\\\/07\\\/17\\\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/2026\\\/07\\\/17\\\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\\\/#webpage\"},\"articleSection\":\"Insurance\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/2026\\\/07\\\/17\\\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/peopaygo.com\\\/es\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/2026\\\/07\\\/17\\\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\\\/#listItem\",\"name\":\"Waiver of Subrogation Workers Comp: What It Is and When You Need It\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/2026\\\/07\\\/17\\\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\\\/#listItem\",\"position\":3,\"name\":\"Waiver of Subrogation Workers Comp: What It Is and When You Need It\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/#organization\",\"name\":\"PEOPayGO\",\"description\":\"Workers Comp and Payroll Services for High-Risk\",\"url\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/peopaygo.com\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/logo-2.png\",\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/2026\\\/07\\\/17\\\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\\\/#organizationLogo\",\"width\":1635,\"height\":299},\"image\":{\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/2026\\\/07\\\/17\\\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\\\/#organizationLogo\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/peo.pay.go\",\"https:\\\/\\\/instagram.com\\\/peo.pay.go\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/peopaygo\\\/\"],\"address\":{\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/#postaladdress\",\"@type\":\"PostalAddress\",\"streetAddress\":\"225 E Dania Beach Blvd #120\",\"postalCode\":\"33004\",\"addressLocality\":\"Dania Beach\",\"addressRegion\":\"Florida\",\"addressCountry\":\"US\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/author\\\/yiseth\\\/#author\",\"url\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/author\\\/yiseth\\\/\",\"name\":\"yiseth kamell\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/2026\\\/07\\\/17\\\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/97dd3cc2482d7a16f102ed36c215c37cf9318dae4f7009c5517eca744f315413?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"yiseth kamell\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/2026\\\/07\\\/17\\\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\\\/#webpage\",\"url\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/2026\\\/07\\\/17\\\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\\\/\",\"name\":\"Waiver of Subrogation Workers Comp: What It Is and When You Need It\",\"description\":\"A waiver of subrogation in workers comp is an endorsement where your workers compensation insurer agrees not to seek reimbursement from a third party \\u2014 usually a client or general contractor \\u2014 after paying a claim on your employee\\u2019s injury. It\\u2019s most often required in construction and commercial contracts, and it\\u2019s added to your policy\",\"inLanguage\":\"es-ES\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/2026\\\/07\\\/17\\\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/author\\\/yiseth\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/author\\\/yiseth\\\/#author\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/peopaygo.com\\\/wp-content\\\/uploads\\\/2026\\\/07\\\/waiver-of-subrogation-workers-comp.png\",\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/2026\\\/07\\\/17\\\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\\\/#mainImage\",\"width\":650,\"height\":450,\"caption\":\"Document titled 'Waiver of Subrogation \\u2014 Workers Compensation' on a desk, with a black pen and a yellow construction hard hat nearby.\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/2026\\\/07\\\/17\\\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\\\/#mainImage\"},\"datePublished\":\"2026-07-17T16:30:53-04:00\",\"dateModified\":\"2026-07-17T16:31:14-04:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/#website\",\"url\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/\",\"name\":\"PEOPayGO\",\"description\":\"Workers Comp and Payroll Services for High-Risk\",\"inLanguage\":\"es-ES\",\"publisher\":{\"@id\":\"https:\\\/\\\/peopaygo.com\\\/es\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO Pro -->\r\n\t\t<title>Waiver of Subrogation Workers Comp: What It Is and When You Need It<\/title>\n\n","aioseo_head_json":{"title":"Renuncia a la subrogaci\u00f3n Workers Comp: qu\u00e9 es y cu\u00e1ndo la necesitas","description":"A waiver of subrogation in workers comp is an endorsement where your workers compensation insurer agrees not to seek reimbursement from a third party \u2014 usually a client or general contractor \u2014 after paying a claim on your employee\u2019s injury. It\u2019s most often required in construction and commercial contracts, and it\u2019s added to your policy","canonical_url":"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/#blogposting","name":"Waiver of Subrogation Workers Comp: What It Is and When You Need It","headline":"Waiver of Subrogation Workers Comp: What It Is and When You Need It","author":{"@id":"https:\/\/peopaygo.com\/es\/author\/yiseth\/#author"},"publisher":{"@id":"https:\/\/peopaygo.com\/es\/#organization"},"image":{"@type":"ImageObject","url":"https:\/\/peopaygo.com\/wp-content\/uploads\/2026\/07\/waiver-of-subrogation-workers-comp.png","width":650,"height":450,"caption":"Document titled 'Waiver of Subrogation \u2014 Workers Compensation' on a desk, with a black pen and a yellow construction hard hat nearby."},"datePublished":"2026-07-17T16:30:53-04:00","dateModified":"2026-07-17T16:31:14-04:00","inLanguage":"es-ES","mainEntityOfPage":{"@id":"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/#webpage"},"isPartOf":{"@id":"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/#webpage"},"articleSection":"Insurance"},{"@type":"BreadcrumbList","@id":"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/peopaygo.com\/es#listItem","position":1,"name":"Home","item":"https:\/\/peopaygo.com\/es","nextItem":{"@type":"ListItem","@id":"https:\/\/peopaygo.com\/es\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/peopaygo.com\/es\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/peopaygo.com\/es\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/#listItem","name":"Waiver of Subrogation Workers Comp: What It Is and When You Need It"},"previousItem":{"@type":"ListItem","@id":"https:\/\/peopaygo.com\/es#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/#listItem","position":3,"name":"Waiver of Subrogation Workers Comp: What It Is and When You Need It","previousItem":{"@type":"ListItem","@id":"https:\/\/peopaygo.com\/es\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/peopaygo.com\/es\/#organization","name":"PEOPayGO","description":"Workers Comp and Payroll Services for High-Risk","url":"https:\/\/peopaygo.com\/es\/","logo":{"@type":"ImageObject","url":"https:\/\/peopaygo.com\/wp-content\/uploads\/2023\/03\/logo-2.png","@id":"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/#organizationLogo","width":1635,"height":299},"image":{"@id":"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/#organizationLogo"},"sameAs":["https:\/\/www.facebook.com\/peo.pay.go","https:\/\/instagram.com\/peo.pay.go","https:\/\/www.linkedin.com\/company\/peopaygo\/"],"address":{"@id":"https:\/\/peopaygo.com\/es\/#postaladdress","@type":"PostalAddress","streetAddress":"225 E Dania Beach Blvd #120","postalCode":"33004","addressLocality":"Dania Beach","addressRegion":"Florida","addressCountry":"US"}},{"@type":"Person","@id":"https:\/\/peopaygo.com\/es\/author\/yiseth\/#author","url":"https:\/\/peopaygo.com\/es\/author\/yiseth\/","name":"yiseth kamell","image":{"@type":"ImageObject","@id":"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/97dd3cc2482d7a16f102ed36c215c37cf9318dae4f7009c5517eca744f315413?s=96&d=mm&r=g","width":96,"height":96,"caption":"yiseth kamell"}},{"@type":"WebPage","@id":"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/#webpage","url":"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/","name":"Waiver of Subrogation Workers Comp: What It Is and When You Need It","description":"A waiver of subrogation in workers comp is an endorsement where your workers compensation insurer agrees not to seek reimbursement from a third party \u2014 usually a client or general contractor \u2014 after paying a claim on your employee\u2019s injury. It\u2019s most often required in construction and commercial contracts, and it\u2019s added to your policy","inLanguage":"es-ES","isPartOf":{"@id":"https:\/\/peopaygo.com\/es\/#website"},"breadcrumb":{"@id":"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/#breadcrumblist"},"author":{"@id":"https:\/\/peopaygo.com\/es\/author\/yiseth\/#author"},"creator":{"@id":"https:\/\/peopaygo.com\/es\/author\/yiseth\/#author"},"image":{"@type":"ImageObject","url":"https:\/\/peopaygo.com\/wp-content\/uploads\/2026\/07\/waiver-of-subrogation-workers-comp.png","@id":"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/#mainImage","width":650,"height":450,"caption":"Document titled 'Waiver of Subrogation \u2014 Workers Compensation' on a desk, with a black pen and a yellow construction hard hat nearby."},"primaryImageOfPage":{"@id":"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/#mainImage"},"datePublished":"2026-07-17T16:30:53-04:00","dateModified":"2026-07-17T16:31:14-04:00"},{"@type":"WebSite","@id":"https:\/\/peopaygo.com\/es\/#website","url":"https:\/\/peopaygo.com\/es\/","name":"PEOPayGO","description":"Workers Comp and Payroll Services for High-Risk","inLanguage":"es-ES","publisher":{"@id":"https:\/\/peopaygo.com\/es\/#organization"}}]},"og:locale":"es_ES","og:site_name":"PEOPayGo - Workers Comp and Payroll Services for High-Risk","og:type":"article","og:title":"Waiver of Subrogation Workers Comp: What It Is and When You Need It","og:description":"A waiver of subrogation in workers comp is an endorsement where your workers compensation insurer agrees not to seek reimbursement from a third party \u2014 usually a client or general contractor \u2014 after paying a claim on your employee\u2019s injury. It\u2019s most often required in construction and commercial contracts, and it\u2019s added to your policy","og:url":"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/","article:published_time":"2026-07-17T20:30:53+00:00","article:modified_time":"2026-07-17T20:31:14+00:00","article:publisher":"https:\/\/www.facebook.com\/peo.pay.go","twitter:card":"summary_large_image","twitter:title":"Waiver of Subrogation Workers Comp: What It Is and When You Need It","twitter:description":"A waiver of subrogation in workers comp is an endorsement where your workers compensation insurer agrees not to seek reimbursement from a third party \u2014 usually a client or general contractor \u2014 after paying a claim on your employee\u2019s injury. It\u2019s most often required in construction and commercial contracts, and it\u2019s added to your policy"},"aioseo_meta_data":{"post_id":"18615","title":"#t\u00edtulo de la entrada","description":null,"keywords":null,"keyphrases":{"focus":{"keyphrase":"","score":0,"analysis":{"keyphraseInTitle":{"score":0,"maxScore":9,"error":1}}},"additional":[]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"seo_analyzer_scan_date":"2026-07-17 20:31:31","breadcrumb_settings":null,"limit_modified_date":false,"open_ai":null,"ai":{"faqs":[],"keyPoints":[],"schemas":[],"titles":[],"descriptions":[],"socialPosts":{"email":{"subject":"","preview":"","content":""},"linkedin":[],"twitter":[],"facebook":[],"instagram":[]}},"created":"2026-07-17 20:30:05","updated":"2026-07-17 21:24:17"},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/peopaygo.com\/es\" title=\"Home\">Home<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t<a href=\"https:\/\/peopaygo.com\/es\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\tWaiver of Subrogation Workers Comp: What It Is and When You Need It\n<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/peopaygo.com\/es"},{"label":"Insurance","link":"https:\/\/peopaygo.com\/es\/category\/insurance\/"},{"label":"Waiver of Subrogation Workers Comp: What It Is and When You Need It","link":"https:\/\/peopaygo.com\/es\/2026\/07\/17\/waiver-of-subrogation-workers-comp-what-it-is-and-when-you-need-it\/"}],"_links":{"self":[{"href":"https:\/\/peopaygo.com\/es\/wp-json\/wp\/v2\/posts\/18615","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/peopaygo.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/peopaygo.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/peopaygo.com\/es\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/peopaygo.com\/es\/wp-json\/wp\/v2\/comments?post=18615"}],"version-history":[{"count":4,"href":"https:\/\/peopaygo.com\/es\/wp-json\/wp\/v2\/posts\/18615\/revisions"}],"predecessor-version":[{"id":18619,"href":"https:\/\/peopaygo.com\/es\/wp-json\/wp\/v2\/posts\/18615\/revisions\/18619"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/peopaygo.com\/es\/wp-json\/wp\/v2\/media\/18610"}],"wp:attachment":[{"href":"https:\/\/peopaygo.com\/es\/wp-json\/wp\/v2\/media?parent=18615"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/peopaygo.com\/es\/wp-json\/wp\/v2\/categories?post=18615"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/peopaygo.com\/es\/wp-json\/wp\/v2\/tags?post=18615"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}