In this paragraph, we will be covering a bit of the background in the Carpentry industry. Firstly, there are various types of Carpenters in the Construction industry. For example, Rough & Trim Carpenters, Cabinet makers, Joister, and Framers. Unfortunately, like most construction trades, there are numerous risks associated with working in Carpentry. From the common slips and falls, hand injuries, and eye injuries. To make things worse, on some occasions, they perform work in multi-level buildings, high off the ground as of a result; it automatically adds more risk to the worker.
Accidents occur on job sites all the time but that is why workers’ comp exists, to protect you as an employer and the employee. For example, an employee injures themselves with a sharp tool or a falling object, Workers’ Comp will cover the medical bills associated with the accident. If the employee is injured to the point where they are incapable of returning to work, workers’ comp covers some of their lost wages, replacing a portion of their income until they can return to work.
Workers comp also protects an employer from paying the injured employee’s medical bills and lost wages out of pocket. That is why it is an essential and wise investment to make for both the employees’ safety and your company’s liability.
With Carpentry customers being considered medium to high-risk in the workers’ comp industry. It can be challenging and expensive for startups or companies with claims to gain coverage. PEOPayGo’s rates can be 40% lower than the next leading competitor. We cover any company of any size. With that said, we have a 96% approval rate for most customers.
Our $1,000,000 policies cover any possible range of injuries related to Carpentry to keep you and your employees safe:
Injuries like these can cost thousands or even millions of dollars to treat. Thankfully, workers’ compensation helps to pay for treatments.
PEOPayGo is the leading workers’ comp provider in the State in Florida, and we are making strides by expanding into many other states. Our company prides itself in making sure customers can easily and quickly apply and get approved for workers comp.
Also, through our pay-as-you-go workers comp program, your company can gain coverage affordably. By only paying based on the amount of work you have every pay-period, unlike traditional workers comp plans that require fixed monthly payments. If you add or remove employees from your policy, your premium liability will change, simulating a utility bill. In other words, you only pay for what you need, eliminating any type of audits throughout the life of the policy.