As far as dangerous work goes, roofing is pretty high in the ranks! Many roofers work multiple stories off the ground. Also, some of the surfaces are not always leveled or flat. Which makes them rely on ladders to get up to where they need to be. These conditions are not only dangerous but to top it off, on some occasions the weather works against them. Therefor makes it even more dangerous than it already is.
If an accident occurs on the job, Workers’ Comp is there to protect you as an employer and the employee. For example, if an employee falls off a ladder or Injures themselves with a sharp tool. Workers’ comp will cover the medical bills associated with the accident. Even if they suffer a fall from a faulty harness.
If the employee is injured to the point where they are incapable to return to work, Workers’ Comp covers some of their lost wages. Replacing a portion of their income until they are able to return to work.
Workers Comp also protects an employer from having to pay the injured employee’s medical bills and lost wages out of pocket. Which is why it is an important and wise investment to make for both the safety of the employees and as well for the liability of your company.
With roofing customers being considered high-risk in the workers’ comp industry. It can be very difficult and expensive for roofing startups or companies with claims to gain coverage. With PEOPayGo, rates can be 40% lower than the next leading competitor, We cover any company of any size. With that being said, we have a 96% approval rate for most customers.
Our $1,000,000 dollar policies cover any possible range of injuries related to roofing to keep you and your employees safe:
PEOPayGo is the leading workers’ comp provider in the State of Florida, and we are making strides by expanding into many other states. Our company prides itself on making sure customers can easily and quickly apply and get approved for workers comp.
In addition, through our pay-as-you-go workers comp program, your company is able to gain coverage affordably. By only paying based on the amount of work you have every pay-period. Unlike traditional workers comp plans that require fixed monthly payments. If you add or remove employees from your policy as of a result, your premium liability will change simulating a utility bill. In other words, you only pay for what you need. This eliminates any type of audits throughout the life of the policy.