Workers Comp benefits for Roofing companies
As far as dangerous work goes, roofing is pretty high in the ranks! Many roofers work multiple stories off the ground. Some of the surfaces are not always leveled or flat, making them rely on ladders to get up to where they need to be. These conditions are dangerous, but the weather works against them on some occasions. Therefore making it even more dangerous than it already is. These are just a few examples of why having workers’ comp is essential for your employees’ safety and well-being.
How does workers comp help Roofers?
If an accident occurs on the job, workers’ comp is there to protect you as an employer and the employee. For example, if an employee falls off a ladder or Injures themselves with a sharp tool. Workers’ comp will cover the medical bills associated with the accident, even if they suffer a fall from a faulty harness.
If the employee gets injured to the point where they are incapable of returning to work, Workers’ Comp covers some of their lost wages, replacing a portion of their income until they can return to work.
Workers Comp also protects an employer from paying the injured employee’s medical bills and lost wages out of pocket. That is why it is an essential and wise investment to make for both the employees’ safety and your company’s liability.
With roofing customers being considered high-risk in the workers’ comp industry. It can be challenging and expensive for roofing startups or companies with claims to gain coverage. With PEOPayGo, rates can be 40% lower than the next leading competitor. We cover any company of any size. With that said, we have a 96% approval rate for most customers.
Our $1,000,000 policies cover any possible range of injuries related to roofing to keep you and your employees safe:
- Falls from ladders or roofs.
- Broken bones.
- Traumatic Brain Injuries.
- Back Injuries
- Hot mop burns.
- Cuts and infections from nails or other materials.
- Muscle injuries.
- And any other related injuries…
PEOPayGo is the leading workers’ comp provider in the State in Florida, and we are making strides by expanding into many other states. Our company prides itself on making sure customers can easily and quickly apply and get approved for workers comp.
Also, through our pay-as-you-go workers comp program, your company can gain coverage affordably. By only paying based on the amount of work you have every pay-period, unlike traditional workers comp plans that require fixed monthly payments. If you add or remove employees from your policy, your premium liability will change, simulating a utility bill. In other words, you only pay for what you need, eliminating any audits throughout the life of the policy.