Workers Comp for HVAC.
Workers Comp benefits for H-VAC companies
H-vac mechanics and Installers face multiple hazardous situations because they typically work in uncomfortable conditions, including cramped spaces and high heat or low temperatures. Some of those hazards can include: electrocution, burns, muscle strain, and injuries associated with lifting heavy equipment, falls, slips, and trips. These are just a few examples of why having Workers’ Comp is so important for your employees’ safety and well-being.
How does workers comp help H-VAC Workers?
If an accident occurs on the job, workers’ comp is there to protect you as an employer and the employee. For example, if an employee gets injured by a falling of a ladder. Workers’ comp will cover the medical bills associated with the accident.
If the employee is injured to the point where they are incapable of returning to work, Workers’ Comp covers some of their lost wages replacing a portion of their income until they can return to work.
Workers Comp also protects an employer from paying the injured employee’s medical bills and lost wages out of pocket. That is why it is an important and wise investment to make for both the employees’ safety and your company’s liability.
Why PEOPAYGO?
With H-vac customers being considered medium to high-risk in the workers’ comp industry. It can be complicated and expensive for H-vac startups or companies with claims to gain coverage. With PEOPayGo, rates can be 40% lower than the next leading competitor. We cover any company of any size. With that said, we have a 96% approval rate for most customers.
Our $1,000,000 policies cover any possible range of injuries related to H-vac to keep you and your employees safe:
- Slips and Falls
- Burns
- Muscle strain
- Back Injuries
- Cuts and Infections from tools and materials
- And any other related injuries.
PEOPayGo is the leading workers’ comp provider in the State in Florida, and we are making strides by expanding into many other states. Our company prides itself in making sure customers can easily and quickly apply and get approved for workers comp.
Also, through our pay-as-you-go workers comp program, your company can gain coverage affordably. By only paying based on the amount of work you have every pay-period, unlike traditional workers comp plans that require fixed monthly payments. If you add or remove employees from your policy, your premium liability will change, simulating a utility bill. In other words, you only pay for what you need, eliminating any type of audits throughout the life of the policy
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H-VAC Workers Comp Facts
- H-VAC is considered the 23rd most dangerous job in America.
- More than 100,000 Americans require annual treatment for H-vac-related injuries.
- H-VAC employment is expected to grow more than 13% by 2028.
- 96% of our customers are approved without audits or contracts.
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