As far as dangerous jobs go, many wouldn’t think Landscaping is a dangerous job in America. Being considered the 12th most dangerous profession in America, since they perform work from ground level, with power tools such as chainsaws, tractors, lawnmowers, and more, that can easily cause a severe injury. Tree trimming and pruning, which can take place at elevated heights, can be hazardous in itself. These are just a few examples of why having workers’ comp is essential for your employees’ safety and well-being.
If an accident occurs on the job, workers’ comp is there to protect you as an employer and the employee. For example, suppose an employee falls off a ladder or Injures themselves with any of their equipment. In that case, workers’ comp will cover the medical bills associated with the accident even if they suffer a fall from a faulty harness from trimming a tree.
If the employee is injured to the point where they are incapable of returning to work, workers’ comp covers some of their lost wages, replacing a portion of their income until they can return to work.
Workers comp also protects an employer from paying the injured employee’s medical bills and lost wages out of pocket. That is why it is an essential and wise investment to make for both the employees’ safety and your company’s liability.
With landscaping customers being considered medium to high-risk in the workers’ comp industry. It can be challenging and expensive for Landscaping startups or companies with claims to gain coverage. With PEOPayGo, rates can be 40% lower than the next leading competitor. We cover any company of any size. With that said, we have a 96% approval rate for most customers.
Our $1,000,000 policies cover any possible range of injuries related to Landscaping to keep you and your employees safe:
PEOPayGo is the leading workers’ comp provider in the State in Florida, and we are making strides by expanding into many other states. Our company prides itself on making sure customers can easily and quickly apply and get approved for workers comp.
Also, through our pay-as-you-go workers comp program, your company can gain coverage affordably. By only paying based on the amount of work you have every pay-period, unlike traditional workers comp plans that require fixed monthly payments. If you add or remove employees from your policy, your premium liability will change, simulating a utility bill. In other words, you only pay for what you need, eliminating any audits throughout the life of the policy.