In the eyes of many, Painting may not pose a big risk as other construction-based industries. In fact, it does indeed have its own major risks! For Example, painting multi-story buildings forces painters to use 20 ft ladders or taller. If not they may use harnesses to hang from building rooftops in order to get the job done. Not only that, but Painters are also exposed to many contaminants and fumes, which can cause respiratory problems. These are just a few examples of why having Workers’ Comp is important, for the safety and well being of your employees.
If an accident occurs on the job, Workers’ Comp is there to protect you as an employer and the employee. For example, if an employee falls off a ladder and Injures themselves. Workers’ comp will cover the medical bills associated with the accident. Even if they suffer a fall from a faulty harness.
If the employee is injured to the point where they are incapable to return to work, Workers’ Comp covers some of their lost wages. Replacing a portion of their income until they are able to return to work.
Workers Comp also protects an employer from having to pay the injured employee’s medical bills and lost wages out of pocket. This is why it is an important and wise investment to make for both the safety of the employees and as well for the liability of your company.
Painting customers being considered medium to high-risk in the workers’ comp industry. It can be very difficult and expensive for Painting startups or companies with claims to gain coverage. With PEOPayGo, rates can be 40% lower than the next leading competitor, We cover any company of any size. With that being said, we have a 96% approval rate for most customers.
Our $1,000,000 dollar policies cover any possible range of injuries related to painting to keep you and your employees safe:
PEOPayGo is the leading workers’ comp provider in the State of Florida, and we are making strides by expanding into many other states. Our company prides itself on making sure customers can easily and quickly apply and get approved for workers comp.
In addition, through our pay-as-you-go workers comp program, your company is able to gain coverage affordably. By only paying based on the amount of work you have every pay-period. Unlike traditional workers comp plans that require fixed monthly payments. If you add or remove employees from your policy as of a result, your premium liability will change simulating a utility bill. In other words, you only pay for what you need. This eliminates any type of audits throughout the life of the policy