Terms and Conditions

Please be aware that specific individuals might approach you to acquire sensitive information by falsely presenting themselves as our employees, affiliates, agents, or representatives.

Any employees, affiliates, agents, or representatives of PEOPayGo will never request the following information as a direct reply to an e-mail, text message, or phone call:


– Billing or payment information


– Passwords



We exclusively receive information from you through one of our online forms on our websites or apps.

You may receive a link from us to access these forms through calls, e-mails, or text messages, but never reply directly to these communications with sensitive information.



You are strongly advised to be cautious when talking to an individual claiming to be from PEOPayGo.

Accordingly, please immediately contact us via email at payroll@peopaygo.com upon receiving a suspicious business transaction need, offer, or invitation and additionally notify the police or other competent authority.


Criminal and/or civil liabilities may arise from such actions. We intend to cooperate with competent law enforcement authorities and ask them to take appropriate action whenever such phenomena occur.



Please note that under no circumstances shall OCMI III, Inc., dba PEOPayGo, and/or its affiliates and subsidiaries be held liable or responsible for any claims, losses, damages, expenses, or other inconvenience resulting from or in any way connected to the actions of these imposters.

Types of Data Collected

Personal Data: While using Our Website, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

-Email address

-First name and last name

-Phone number

-Address, State, Province, ZIP/Postal code, City

-Usage Data

Usage Data: Usage Data is collected automatically when using the Website.

Usage Data may include information such as Your Device’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Website that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When You access the Website by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.

We may also collect information that Your browser sends whenever You visit our Website or when You access the Website by or through a mobile device.

Cookies: Cookies are small files that a website may transfer to a user’s computer that reside there for either the duration of the browsing session (session cookies) or on a permanent (until deleted) basis (persistent cookies) that may be used to identify a user, a user’s machine, or a user’s behavior. We make use of cookies under the following circumstances and for the following reasons:

Provide you with services available through the website and to enable you to use some of its features.

Authenticate users and prevent fraudulent use of user accounts.

Identify if users have accepted the use of cookies on the website.

Compile data about website traffic and how users use the website to offer a better website experience.

Understand and save visitor preferences for future visits, such as remembering your login details or language preference, to provide you with a more personal experience and to avoid you having to re-enter your preferences every time you use the website.

Track your browsing habits to enable us to show advertising which is more likely to be of interest to you, including advertising by third parties on our website.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

TO PROVIDE AND MAINTAIN OUR WEBSITE, including to monitor the usage of our Website. This includes managing Individual information and accounts; respond to questions, comments, and other requests; provide access to certain areas, functionalities, and features of our Websites; and answer requests for customer or technical support.

TO ADMINISTER OUR WEBSITE, including measure interest and engagement in our Website and Websites; conduct research and development; improve our products and Websites; develop new products and Websites; ensure internal quality control; and verify Individual identity. We will communicate with you about your account, activities on our Website and Websites and policy changes. Process your financial information and other payment methods for products or Websites purchased; process applications and transactions; prevent potentially prohibited or illegal activities; and enforce our terms and agreements.

FOR THE PERFORMANCE OF A CONTRACT: the development, compliance and undertaking of the client service agreement for the products, items or services You have purchased or of any other contract with Us through the Website.

TO CONTACT YOU: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application’s push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.

TO PROVIDE YOU with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.

TO MANAGE YOUR REQUESTS: To attend and manage Your requests to Us

TO DELIVER TARGETED ADVERTISING TO YOU: We may use Your information to develop and display content and advertising (and work with third-party vendors who do so) tailored to Your interests and/or location and to measure its effectiveness.

TO MARKET OUR PRODUCTS AND WEBSITES: To provide you with materials about offers, products, and Websites that may be of interest, including new content or Websites. We may provide you with these materials as permitted by applicable law. Such uses include: to tailor content, advertisements, and offers; to notify you about offers, products, and services that may be of interest to you; to provide Websites to you and our sponsors; and other purposes you consent to or are disclosed when you provide Personal Data You may contact us at any time to opt out of the use of your Personal Data for marketing purposes as described below.

FOR BUSINESS TRANSFERS: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Website users is among the assets transferred.

TO OBTAIN SURVEYS AND REVIEWS: To participate in surveys and reviews. If you decide to participate, you may be asked to provide certain information which may include Personal Data.

TO POST: We may offer forums, blogs, or social media pages. Any content you provide on these channels will be considered “public” and is not subject to privacy protections.

CHAT/MESSAGING: If you participate in chats with or message PEOPayGo, PEOPayGo customer service representatives, or other PEOPayGo representatives through our Websites, any Personal Data disclosed in those chats or messages may be collected.

By providing your phone number, you are agreeing to receive text messages from PEOPayGo and its affiliates.

By providing the phone number of your employees to us, you hereby explicitly agree that you have obtained all prior approval from and grant us explicit permission to text message your employees.

You and your employees may receive text messages about our services, including but not limited to onboarding, program reminder, updates and notifications, and marketing material. We may send text messages relating to the services up to three times per day.

You can opt out of receiving text messages at any time by texting [STOP] to [(855) 516 – 2133].

By providing your phone number, you agree to the terms of this disclosure, and you agree to indemnify PEOPayGo and its affiliates from any and all claims and litigation, including the TCPA, arising as a result.

You agree to indemnify and hold harmless PEOPayGo and its officers, directors, employees, agents and affiliates (collectively, “PEOPayGo”), from and against any and all claims, losses, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees and costs) arising out of or in connection with any text messages sent by PEOPayGo to you or your employees, including but not limited to claims of TCPA violations, claims of violations of other state or federal laws or regulations, claims of defamation, invasion of privacy, or other common law torts.

You shall defend PEOPayGo at your expense against any such claims and shall pay any damages or costs awarded against PEOPayGo in connection with such claims.This indemnity clause shall survive the termination of this Agreement and shall remain in full force and effect.

REGISTRATION FOR SWEEPSTAKES OR CONTESTS: We may run sweepstakes and contests. Contact information you provide may be used to reach you about the sweepstakes or contest and for other promotional, marketing and business purposes, if permitted by law. In some jurisdictions, we are required to publicly share information of winners.

DE-IDENTIFIED AND AGGREGATED INFORMATION USE: We may use Personal Data and other information about you to create de-identified and aggregated information, such as de-identified demographic information, de-identified location information, information about the computer or device from which you access our Website and Websites, or other analyses we create. De-identified or aggregated information is not Personal Data, and we may use such information in a number of ways, including research, internal analysis, analytics, and any other legally permissible purposes.

DIRECT MAIL, EMAIL AND OUTBOUND TELEMARKETING: Individuals who provide us with Personal Data, or whose Personal Data we obtain from Third Parties, may, as permitted by law, receive periodic emails, newsletters, mailings or phone calls from us with information on PEOPayGo’s products and services or upcoming special offers/events we believe may be of interest. We offer the option to decline these communications at no cost to the Individual by following the instructions in the Section “Exercising Your CCPA Data Protection Rights”.

SHARING CONTENT WITH FRIENDS OR COLLEAGUES. PEOPayGo’s Website and Websites may offer various tools and functionalities. For example, PEOPayGo allows you to provide information about your friends through our referral services. Our referral services may allow you to forward or share certain content with a friend or colleague, such as an email inviting your friend to use our Websites. Email addresses that you may provide for a friend or colleague will be used to send your friend or colleague the content or link you request, but will not be collected or otherwise used by PEOPayGo or any other third parties for any other purpose.

FOR OTHER PURPOSES: PEOPayGo may use Personal Data to pursue legitimate interests, such as direct marketing, research (including marketing research), network and information security, and fraud prevention, or any other purpose disclosed to you at the time you provide Personal Data or with your consent. We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Website, products, services, marketing and your experience. This supplemental information allows us to verify information that you have provided to us and to enhance our ability to provide you with information about our business, products, and Websites.

We may share Your Personal Data in the following situations:

WITH WEBSITE PROVIDERS: We may share Your Personal Data with Website Providers to monitor and analyze the use of our Website, to show advertisements to You to help support and maintain Our Website, to advertise on third party websites to You after You visited our Website, for payment processing, to contact You.

FOR BUSINESS TRANSFERS: We may share or transfer Your Personal Data in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.

WITH AFFILIATES: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.

WITH BUSINESS PARTNERS: We may share Your information with Our business partners to offer You certain products, services or promotions.

WITH OTHER USERS: when You share Personal Data or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.

WITH YOUR CONSENT: We may disclose Your Personal Data for any other purpose with Your consent

Retention of Your Personal Data: The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Website, or We are legally obligated to retain this data for longer time periods.

Transfer of Your Personal Data:  Your information, including Personal Data, is processed at the Company’s operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.

Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.

The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your Personal Data.

Disclosure of Your Personal Data

Business Transactions: If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.

Law enforcement: Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Other legal requirements: The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:

Comply with a legal obligation.

Protect and defend the rights or property of the Company.

Prevent or investigate possible wrongdoing in connection with the Website.

Protect the personal safety of Users of the Website or the public.

Protect against legal liability.

Security of Your Personal Data

The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure.

While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.