Blog - Insurance
Unpacking the Differences: Certificate of Insurance (COI) vs. Waiver of Subrogation (WOS)
In the world of insurance and risk management, two commonly encountered terms are the Certificate of Insurance (COI) and the Waiver of Subrogation (WOS). Though
Does Workers’ Comp Cover Business Owners?
Business owners have many responsibilities, including ensuring the safety of their employees. In most states, employers are required to purchase
What Is A Certificate Of Insurance?
Similar to an insurance card, a certificate of insurance is a document that shows insurance coverage. Basically, it’s a
What Happens If You Don’t Have Workers’ Comp
Employees rarely need to think about workers’ compensation later on because most large employers go over them during the hiring
Does Self-Employed Require Workers’ Comp?
As a result of its prevalence in American history, it’s not surprising that most states require employers to carry self